Terms & Conditions

These terms and conditions govern your use of our website. By using our website, you accept these terms and conditions in full; if you disagree with these terms and conditions or any part of them, you must not use our website.

Copyright © 2026. Subject to the express provisions of these terms and conditions, we, together with our licensors, own and control all the copyright and other intellectual property rights in our website and the material on our website, and all such rights are reserved.

Licence to Use Website

You may:

• view pages from our website in a web browser;
• download pages from our website for caching in a web browser; and
• print pages from our website,

subject to the other provisions of these terms and conditions.

You may only use our website for business purposes, and you must not use our website for any other purpose. Except as expressly permitted by these terms and conditions, you must not:

• download any material from our website or save any such material to your device;
• edit or otherwise modify any material on our website;
• republish material from our website (including republication on another website);
• sell, rent or sub-license material from our website;
• show any material from our website in public;
• exploit material from our website for a commercial purpose; or
• redistribute material from our website, with the exception of our press releases and email newsletter/marketing content, which may be distributed freely without edits.

We reserve the right to restrict access to areas of our website, or our whole website, at our discretion; you must not circumvent or attempt to circumvent any access restriction measures on our website.

Acceptable Use

You must not:

• use our website in any way that causes, or may cause, damage to the website or impairment of its performance, availability or accessibility;
• use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
• use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious software;
• conduct any systematic or automated data collection activities (including scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
• access or otherwise interact with our website using any robot, spider or other automated means, except for the purpose of search engine indexing;
• violate the directives set out in the robots.txt file for our website; or
• use data collected from our website for any direct marketing activity (including email marketing, SMS marketing, telemarketing and direct mailing).

You must ensure that all information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.

Limited Warranties

We do not warrant or represent that:

• the information published on our website is complete or accurate;
• the material on the website is up to date; or
• the website or any service on the website will remain available.

We reserve the right to discontinue or alter any or all of our website services, and to stop publishing our website, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any website services, or if we stop publishing the website.

To the maximum extent permitted by applicable law and subject to these terms, we exclude all representations and warranties relating to the subject matter of these terms and conditions, our website and the use of our website.

Limitations and Exclusions of Liability

Nothing in these terms and conditions will:

• limit or exclude any liability for death or personal injury resulting from negligence;
• limit or exclude any liability for fraud or fraudulent misrepresentation;
• limit any liabilities in any way that is not permitted under applicable law; or
• exclude any liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this section and elsewhere in these terms and conditions are subject to these terms and govern all liabilities arising under these terms and conditions or relating to the subject matter of these terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty, except to the extent expressly provided otherwise in these terms and conditions.

To the extent that our website and the information and services on our website are provided free of charge, we will not be liable for any loss or damage of any nature. We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control, any business losses (including loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill), any loss or corruption of any data, database or software, or any special, indirect or consequential loss or damage.

You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you acknowledge that we are a limited liability entity; you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or these terms and conditions (this will not limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).

Breaches of These Terms and Conditions

Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:

• send you one or more formal warnings;
• temporarily suspend your access to our website;
• permanently prohibit you from accessing our website;
• block computers using your IP address from accessing our website;
• contact any or all of your internet service providers and request that they block your access to our website; and/or
• commence legal action against you, whether for breach of contract or otherwise.

Where we suspend, prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension, prohibition or blocking.

Variation

We may revise these terms and conditions from time to time. The revised terms and conditions shall apply to the use of our website from the date of publication on the website, and you hereby waive any right you may otherwise have to be notified of, or to consent to, revisions of these terms and conditions.

Assignment

You agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these terms and conditions. You may not, without our prior written consent, assign, transfer, sub-contract or otherwise deal with any of your rights and/or obligations under these terms and conditions.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Third Party Rights

A contract under these terms and conditions is for our benefit and your benefit and is not intended to benefit or be enforceable by any third party. The exercise of the parties' rights under a contract under these terms and conditions is not subject to the consent of any third party.

Entire Agreement

These terms and conditions constitute the entire agreement between you and us in relation to your use of our website and supersede all previous agreements between you and us in relation to your use of our website.

Law and Jurisdiction

These terms and conditions shall be governed by and construed in accordance with English law. Any disputes relating to these terms and conditions shall be subject to the non-exclusive jurisdiction of the courts of England.

Cookies

We use both session and persistent cookies on our website. Please see our Cookie Policy for details.

Registration & VAT

• Optimus Cards UK Ltd
• United Kingdom #09044866 (Companies House)
• VAT: 191 1998 75