Financial Institutions

Card solutions
for credit unions, building societies and banks

We understand that our clients like to do banking their own way, which is why our solutions are bespoke and fully integrated for every customer to grow your digital footprint.

Optimus Cards has a solution for:

Community credit unions

Industrial credit unions

Building societies

Banks

Physical and
virtual cards

Fuss free integration and setup for member accounts, with contactless EMV card and pin to give your members realtime buying power direct from their account.

Account reporting in one with clear and simple integrated solutions enabling you to work with back office providers to meet your single customer view requirements.

With instant issue virtual cards, Apple Pay and Google Pay, we can ensure instant service for cardholders.

IBANs and Virtual accounts

Build lifetime memberships through digital banking solutions.

Fully functional current accounts, complete with sort code and account number.

Faster payments in and out with debit card setup allows your members to pay the way that best suits them.

Integrated agency banking through your core banking processor from Optimus cards allow BACS and CHAPS.

At your service. And theirs.

We provide 24/7 white-label customer support to take care of you and your members.

You hold the funds

Your license, your members and your funds held on your balance sheet.

Direct to your members through your website and app.

Notes when they need them

With our smart Pin4 feature, customers can access cardless cash from 15,000 UK ATMs.

Fast payments

Offer your members faster payments in and out, BACS, CHAPS and Direct Debit payments.

Principal Member of Mastercard®

We do the cards, you get the kudos. We hold exclusive Mastercard® Affiliate status, allowing our customers fast-track Mastercard® BIN sponsorship through Optimus Cards.

It’s your deal. If you’re already regulated, you can use your own interest rates, licence, risk analysis and member credit check and onboarding process.

Our data is as smart as our cards, with integrated core platform reporting, billing and management.